We Can Help You Protect Your Family When It Counts
Get Affordable Life Insurance For people you care about the most!
Services
đź“ž Call Dr. Alan Holt today at (305) 316-3772 to explore your best life insurance option.
We specialize in life and final expense insurance, individual health plans, and senior care programs. Partnered with leading Life, Medicare, ACA, and Annuity carriers across multiple states, we offer expert insurance education, personalized options, and reliable solutions for individuals and families. Take a moment to explore our website and discover why AIBG is the trusted choice for your insurance needs.
Dr. Alan Holt
Making the Most of Whole Life Insurance & Cash Value
Apply Today for Up to $30,000 in Whole Life Insurance — Give Your Loved Ones Peace of Mind*
✔ Guaranteed Acceptance – If you’re between ages 45 and 85, you cannot be turned down for this coverage. No medical exams, no health questions.
✔ Up to $30,000 in Coverage – A meaningful gift of security for your family when they need it most. With the average cost of a funeral now at $8,300,* this benefit can help cover expenses and ease financial stress.
✔ Fast & Simple Application – Approval is guaranteed. Your health history—past or present—will not affect your eligibility.
Hard Facts: Funerals cost thousands, yet most families aren’t prepared.
“1 in 3 struggle financially after losing a loved one!”
DON’T LET THIS BE YOUR FAMILY. PLAN AHEAD NOW!
*Source: National Funeral Directors Association, “2024 NFDA General Price List Survey,” NFDA.org, October 2024.
Your Guaranteed Benefit Can Help Cover
- Final Arrangements – Funeral, memorial service, or celebration of life expenses
- Outstanding Bills – Medical costs, credit cards, car payments, mortgage, rent, or other remaining obligations
- A Lasting Gift – Leave an inheritance or legacy for the people and causes you care about
“Protection for Every Stage of Life — From the Cradle to Retirement.”
Because Life Is Unpredictable — Protect What Matters Most Before It’s Too Late….
“How Much Protection is Enough?”
Answer a few quick questions and we’ll help you find the right amount of life insurance to protect the ones you love.
“Your Perfect Policy — Found in Minutes”
Answer just three quick questions to discover the life insurance plan that fits your needs and budget.
Get the Best Insurance Plan—Fast & Easy!
Is Whole Life Insurance Right for You?
Ask yourself:
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Do you want coverage that lasts your entire life?
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Is building cash value worth a higher premium?
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Could health concerns make future coverage harder to get?
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Would cash value help with retirement, liquidity, or estate planning?
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Do you need funds for funeral costs or estate taxes?
If you answered yes to any of these, whole life insurance may be the right choice for lifelong protection and guaranteed benefits.
Benefits of Term Life Insurance
Term life insurance provides coverage for a set period—such as 10, 20, or 30 years—offering a guaranteed death benefit to your beneficiaries if you pass away during that term, typically at a lower cost than permanent insurance.
Key Features:
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Affordable – Lower premiums than whole life.
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Flexible – Choose 10, 20, or 30-year terms.
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High Coverage – More protection for less cost.
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Simple – No investment components.
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Adaptable – Renewable or convertible without a health exam.
Best For:Â Cost-effective, time-specific protection for loved ones.
Secure Your Future with Index Universal Life Insurance
Index Universal Life (IUL) offers lifelong coverage with the potential for market-linked cash value growth and built-in financial flexibility.
Benefits:
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Lifetime protection
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Market-indexed growth with downside safety
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Tax-deferred cash value & tax-free death benefit
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Flexible premiums and coverage
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Access to funds for future needs
Apply Now – Secure lasting protection and growth potential today.
Which Medicare plan features matter most to you?
Understanding the Affordable Care Act
Enroll in Obamacare Today
Testimonials
“I chose a whole life policy because I wanted lifelong protection for my family. Knowing that my loved ones are financially secure no matter what gives me incredible peace of mind.” – Cherralyn B.
“I love that my whole life insurance doesn’t just protect my family—it grows cash value I can use for emergencies or opportunities. It’s like having a financial safety net that actually works for me.” – Camille W.
“Whole life insurance seemed complicated at first, but now I see it as a smart, long-term choice. It’s more than coverage; it’s an investment in my family’s future.” – Lester E.