Final Expense
Final expense is whole life insurance designed to provide your loved ones with cash to cover the expenses associated with your burial, funeral, and medical expenses. This type of policy helps your family deal with grief, rather than about paying for your final expenses.
Whether “loving from the grave” or “burial insurance,” final expense helps in providing a guaranteed payout to loved ones for a funeral service, burial or cremation, doctor or hospital bills, or other immediate expenses after a death.
Coverage amounts are typically lower than an average life insurance policy, and the coverage amount differs depending upon on the amount needed. For example, coverage can range from $2,000 dollars up to $35,000, in some cases.
No medical exam is required, and if you are between the age limits of 50 to 85, you can often get approved for a policy within days.
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