Types of Insurance
Final Expense Insurance
Final expense insurance, also known as burial insurance, is designed to cover end-of-life expenses, such as funeral costs, medical bills, or other debts. This policy typically offers smaller death benefits than traditional life insurance and is easier to qualify for. It’s ideal for seniors and those seeking to ensure their family won’t be burdened with financial costs after passing. Premiums remain level, and the benefit is paid out to your beneficiaries upon your death.
Contributing To Life Today, Tomorrow, & Always…
- Covers funeral and burial costs
- Affordable premiums and straightforward approval process
- Helps your family avoid financial strain in a difficult time
Health Insurance
Health insurance is essential for protecting yourself from high medical costs. Whether you need coverage for regular check-ups, emergency care, or chronic health conditions, health insurance helps lower your out-of-pocket expenses. Plans come in various tiers and can cover a range of services, from hospital stays to prescription drugs.
Key Benefits of Health Insurance:
- Coverage for preventive care, hospital visits, and prescriptions
- Access to a network of healthcare providers
- Lower medical bills through shared cost with the insurer
Annuities
How Do Annuities Work?
A guaranteed income stream for retirement
Tax-deferred growth on your investment
Options to suit different financial goals and risk tolerance
Dental Insurance
Dental insurance helps cover the cost of maintaining your oral health. Routine check-ups, cleanings, fillings, and even major procedures like root canals or dentures may be covered depending on your plan. By having dental insurance, you reduce the risk of paying high fees for unexpected dental procedures.
What Does Dental Insurance Cover?
- Preventive care (cleanings, exams, x-rays)
- Basic services (fillings, extractions)
- Major services (crowns, bridges, dentures)
- Orthodontic care (with select plans)
Vision Insurance
Why Vision Insurance?
- Affordable routine eye exams
- Discounts on glasses and contact lenses
- Options for advanced procedures like LASIK