Final Expense
Whole Life Insurance
Protect Your Family’s Peace of Mind
You can’t control life’s uncertainties, but you can prepare for them. Aflac’s Final Expense Whole Life Insurance offers affordable, lasting coverage to help pay for end-of-life costs—expenses that can quickly add up to thousands of dollars.
This type of whole life policy is designed to be more budget-friendly, easing the financial burden on your loved ones during a difficult time. With this protection in place, your family can focus on what matters most—healing and honoring your memory—without the added stress of unexpected bills.
“Will Your Family Face the Bills or the Memories?”
Out-of-Pocket Medical Bills
Legal and Accounting Costs
Funeral and Burial Expenses
Even with Medicare or private insurance, your family could face thousands in unexpected costs at life’s end. Probate fees, legal expenses, and months—or even years—of court proceedings can quickly drain savings.
Then comes one of the largest costs of all: a funeral. The average price is $8,300, and even cremation is only about 28% less. These bills don’t wait, and they can hit your loved ones when they’re grieving most.
Final Expense Insurance ensures your family is protected—so when the time comes, they can focus on love and memories, not financial stress. The best time to prepare is now.
“The Cost of Goodbye Shouldn’t Be a Burden.”
1
Locked-In Affordable Rates
Final Expense Insurance provides competitive premiums that stay the same for life—no surprises, no increases.
2
No Medical Exam Required
Apply by answering just a few health questions and enjoy fixed monthly premiums for life.
3
Lifetime Protection
Your Final Expense Insurance stays active for life—as long as premiums are paid.
4
Builds Cash Value
Our final expense insurance plans build cash value – a sum of money that can be used to borrow against or use it as a non-forfeiture benefit.
5
Cash When Loved Ones Need It Most
Final expense insurance helps cover funeral, medical, or other urgent costs, easing the burden on those you love.
6
Children’s and Grandchildren’s Benefit Rider
A child or grandchild benefit rider adds a small amount of life insurance to your policy, covering dependent children or grandchildren until they reach adulthood.
“One Policy Today Could Spare Your Family Thousands Tomorrow.”
Made for people from every stage and walk of life
Final expense insurance helps protect loved ones from financial burdens, covering end-of-life costs with affordable, no-exam coverage—often even for those with health conditions.
Coverage for older applicants
Available to those ages 50 to 85
A range of coverage options
Choose from coverage amounts from $5,000 to $30,000
“The biggest name in insurance might be the biggest mistake of your life.”
Imagine going through the application process for one of these so-called “top” companies, only to get denied. Your time wasted. Your hope deflated. Maybe you even start wondering, If they turned me down, won’t everyone? Why bother at all?
It doesn’t have to be that way. You shouldn’t have to jump through hoops or face rejection after rejection.
What if you could share your health info once, get a decision the same day, and handle it all in a single phone call?
Get personalized help and guidance from a licensed insurance agent
Call 1-888-867-7192 to learn more
Testimonials
“Mom passed after her battle with cancer, I had no idea how I’d cover the funeral costs. Her final expense policy paid out quickly—within days. It gave us the dignity of a proper service without going into debt. It was one of the kindest decisions she ever made for our family.” — Kareen R.
“Losing my spouse was the hardest moment of my life. Thanks to his final expense insurance, I didn’t have to choose between paying bills and giving him the farewell he deserved. Everything was handled with respect, and I could grieve without the added burden of financial stress.” — Charlie A., R.