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What is Medicare Prescription Drug Coverage?

Medicare Part D is voluntary prescription drug coverage that you can choose to add to your Original Medicare. Many Medicare Advantage plans include Part D coverage among their benefits.

Under Original Medicare (with or without a Medicare Supplemential/Medigap insurance policy), you will need to seek out a Part D standalone plan which you can do here through the local, licensed agent network.

While plans may vary significantly, all plans must adhere to federal guidelines and be approved yearly.

For the most part, Part D plans either discount your drug cost by a set percentage or require a copay that may vary based on the drug being purchased. Your selected plan will require you to use pharmacies in their network.

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