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Supplemental and Medigap are Health Insurance Plans you can purchase from private companies to pay for Heath care costs not covered by Original Medicare such as co-payments, deductibles, and health care if you travel outside the United States. Supplemental and Medigap policies don’t cover Long-term care, Dental care, Vision care, Hearing aids, Eyeglasses, Prescriptions or private-duty nursing. You pay a monthly premium for the policy and it only covers one person. If you and your spouse both want a Supplemental or Medigap policy, you will each need to buy one.
Supplemental and Medigap policies are only available to people who already have Medicare Part A, which helps pay for hospital services, and Medicare Part B, which covers the cost for doctor services. People who have a Medicare Advantage plan cannot get a Medigap plan.
To learn about the Supplemental and Medigap plans offered in your area, please complete the online form below or contact an AIBG insurance agent at 954-228-5780 for answers.